United Housing Assistance
Homebuyer Education & Down Payment Assistance Guidance
Helping eligible individuals and families access programs that make homeownership possible.
United Housing Assistance and Art Society, Inc. provides education, guidance, and referral support for individuals seeking down payment assistance and first-time homebuyer programs. Our mission is to expand access to affordable homeownership opportunities for low- and moderate-income households.
What Down Payment Assistance Means
Down payment assistance (DPA) programs are designed to help eligible homebuyers cover upfront home purchase costs, such as:
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Down payment requirements
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Closing costs
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Prepaid expenses
These programs are often offered through state, county, city, or approved housing agencies and may include:
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Grants (non-repayable funds)
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Forgivable loans
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Deferred second mortgages
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Low-interest assistance programs
Our organization helps applicants understand available options and connect with qualified housing professionals.
Who May Qualify
This program may serve individuals who:
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Are first-time homebuyers
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Meet income eligibility guidelines
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Have stable employment or income source
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Are purchasing a primary residence
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Are willing to complete required homebuyer education
Note: Eligibility depends on specific program guidelines and funding availability.
How We Support Homebuyers
United Housing Assistance and Art Society, Inc. provides:
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Homebuyer education resources
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Down payment assistance program guidance
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Eligibility screening support
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Referral coordination to licensed mortgage and real estate professionals
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Stabilization support for households transitioning from renting to owning
We act as a community housing support resource — not a lender.
How the Process Works
1
Submit a Homebuyer Interest Form
2
Preliminary eligibility review
3
Education and program overview
4
Referral to licensed mortgage and real estate professionals (if applicable)
5
Program application through approved housing agencies
Basic Requirements May Include
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Income within program guidelines
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Minimum credit requirements (varies by program)
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Completion of approved homebuyer education course
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Purchase of owner-occupied primary residence
Important Information
United Housing Assistance and Art Society, Inc. is not a lender, mortgage broker, or real estate brokerage. We provide educational guidance and referral support only. All loan applications, underwriting decisions, and financial approvals are handled by licensed mortgage professionals and approved housing agencies.
This program does not guarantee approval for mortgage financing or down payment assistance.
Submit a Homebuyer Assistance Request
If you are interested in learning about down payment assistance or first-time homebuyer programs, please complete the form below. A member of our team will contact you to review available options.
We'd love to hear from you. Send us a message and we'll respond as soon as possible.
United Housing Assistance and Art Society, Inc. is a 501(c)(3) nonprofit organization. Assistance is subject to eligibility, program guidelines, and availability. Submission of this form does not guarantee qualification for financing or down payment assistance.
